What Is the Cash Advance Program?
In simple terms: we give you money early.
Once you sign a purchase agreement with Easy Sell, we can advance you up to $10,000 before closing. This money comes out of your eventual sale proceeds. It's not a loan. It's your money, early.
Example: If we're buying your house for $200,000 and you take a $5,000 advance, you'll receive $195,000 at closing (minus any mortgage payoffs or other standard adjustments).
Why We Offer This
Most cash home buyers don't offer advance programs. So why do we?
Because we've seen what happens when sellers need money and can't get it.
- 1Families living out of their cars because they couldn't come up with a security deposit for an apartment.
- 2People missing job opportunities because they couldn't relocate without upfront cash.
- 3Homeowners who stayed in dangerous situations because they didn't have moving money.
Offering cash advances solves real problems. That's worth it to us.
How the Program Works
Accept Our Offer
Sign a purchase agreement with us. The advance is only available once we have a firm deal.
Request the Advance
Tell us how much you need, up to $10,000. You can request any amount up to that limit.
Sign a Simple Agreement
A short addendum documenting the advance amount and how it affects your closing.
Receive Your Funds
Get your money within 24-48 hours via wire transfer or cashier's check.
Close As Normal
The advance is deducted from your proceeds at closing. Everything else stays the same.
What People Use It For
Over the years, we've provided advances for many different reasons.
Moving Expenses
Truck rental, movers, boxes, temporary storage, deposits at your new place.
Security Deposits
First month, last month, and security deposit can easily run $5,000-$10,000 in NY/NJ.
Urgent Debt Payments
Get current on credit cards, medical bills, or car payments before closing.
Travel Expenses
For out-of-state heirs managing a Long Island property sale.
New Home Down Payment
Bridge the gap with proof of funds or earnest money deposit.
Emergency Needs
Medical emergencies, car repairs, family crises. Life happens.
A Real Example
We worked with a woman named Margaret from Babylon. Her husband had passed away, and she needed to sell their house to move closer to her daughter in Pennsylvania.
The problem: She didn't have enough savings for a security deposit on an apartment in Pennsylvania, and she couldn't move until she had somewhere to go. She couldn't get her house money until closing, and she couldn't close until she moved. Classic catch-22.
The solution: We bought her house and advanced her $6,000 before closing. She used it to secure an apartment, hire movers, and cover first month's rent.
Two weeks later, we closed on her house. She got her remaining proceeds and started her new chapter.
Why Other Buyers Don't Offer This
Risk
There's a small risk that a deal falls through after the advance. We're comfortable with that risk because our contracts are solid.
Cash Flow
Advancing money ties up capital. We maintain a large credit line specifically so we can offer this benefit.
Complexity
Managing advances adds administrative work. We've built systems to handle it efficiently.
Not Their Priority
Many buyers just don't care enough about the seller's situation. For us, taking care of sellers is central to how we do business.
Cash Advance Questions
Everything you need to know about our cash advance program.
No. It's not a loan because there's no repayment, no interest, and no debt. It's an advance on money that's already yours. The amount simply gets deducted from your proceeds at closing.
No. We don't run credit checks for the advance program. This isn't lending money—it's advancing your own sale proceeds.
If the sale doesn't close due to something on our end, you keep the advance with no obligation to repay. Our purchase agreements are not contingent on financing or inspections, so this is extremely rare. If you cancel the sale, the advance would need to be returned.
Up to $10,000. You can request any amount up to that limit. Request what you actually need, not the maximum just because you can.
Typically within 24-48 hours after signing the advance agreement. In urgent situations, we can sometimes move faster.
No. Zero interest, zero fees. The only cost is that you get less at closing because you already received some of the money.
In some cases, yes. For larger transactions or special circumstances, we can sometimes offer larger advances. Talk to us about your situation.
No. Once the money is in your hands, it's yours to use however you need. We don't monitor or restrict how you spend it.
Ready to Sell Your House the Easy Way?
Get your no-obligation cash offer today. Close in as little as 7 days.
Or call Billy directly:
631-400-EASY (3279)